Services In Coreman
Business Credit Analysis Repport . BCAR .
Business Credit Analysis Report (BCAR) is used by bank credit officer to view while proceed to financing approval. We will upfront generate a BCAR for your business / company, then will submit the BCAR to Bank for them to expedite the financing application process, shorter the time for approval.
Business / Company Profile Searches
To conduct basic credit background searches i.e:
latest corporate profile form SSM, director & shareholders info, financial highlights, SME Scoring, CCRIS Information, litigation, trade report, credit rating, special attention account etc prior submit your loan application to Bank. All these info represent your company credit position, any bad record may have negative impact on your loan application.
Spend min RM80.00 to RM300.00 to conduct your business / company profile searches.
Business Term Loan
Term Financing offer from RM100K to RM30million,
subject up to 40% of your business revenue as loan entitlement.
Tenure from min 5 years to 10 years
Interest lowest at 2.7% p.a
Overdraft .OD.
Cash-line facility granted by Bank to fund your business working capital, pay business expenses, COGS etc use it as a short-term cash-flow.
Facility Amount: RM100K to RM5mil,
subject up to 40% business revenue as Overdraft entitlement.
Facility Granted Period: up to 10 years / evergreen line.
Trade Financing. LC / TR / BA / IVF / BG
Credit Term Facility granted by Bank to finance your business invoices. Submit in Sales Invoices, Purchase Invoices to have up to 120 days Credit Term with lower price at 3.9% p.a.
Facility Granted Period: up to 10 years / evergreen line.
*from min 30 days up to 120 days per section financing.
Commercial / Industrial Property Financing
Part Finance on:
- Acquisition of commercial / industrial property for business usage.
- Land financing + construction of warehouse / factory building.
Refinancing:
- Completed commercial / industrial property.
- Enjoy lower interest + cash-out as working capital.
Margin of Finance:
- Commercial / Industrial property: up to 90%
- Land financing: up to 70%
*up to 250% margin finance with OD + Tradeline
Tenure: from 10 years to 25 years.
Risk Management
To mitigate business risk by attached in Keyman Protection, Legacy Succession Planning, Funding Creation against losses caused by keyman pass away in a sudden.